- 가계 형편 - WIN 다국가 조사 #개인재정 #지출
- 조사일 : 2024/02/05
- [GallupReport(20241127)_LivingCost_WIN.pdf] 다운로드
● 2024년 11월 27일(수) 공개 | 문의: 02-3702-2571/2621/2622
가계 형편: WIN 다국가 조사
→ 한국+세계 조사 결과 파일 다운로드(PDF)
/ 세계 조사 개요
· 2023년 12월~2024년 2월 39개국 성인 총 33,866명 전화/온라인/면접조사(주제별 참여국 상이)
/ 한국 조사 개요
· 조사기간: 2024년 1월 24~30일
· 표본추출: 사회연구패널★에서 성·연령·지역별 층화 추출
(한국갤럽이 무선전화 RDD 방식으로 구축·운영하는 확률 기반 조사패널)
· 응답방식: 모바일조사(조사대상자에게 문자메시지 발송, 자기기입식 웹조사)
· 조사대상: 전국 만 19~79세 1,029명
· 표본오차: ±3.1%포인트(95% 신뢰수준)
· 문자 발송 대비 응답 완료율: 33.4%(총 3,078명 중 1,029명)
· 의뢰처: 한국갤럽-WIN 자체 조사
/ 조사 문항(아래 순서대로 질문)
· 현재 개인 재정 상황 & 최근 생활 형편
→ 한국 교차집계표
→ (영문) WIN commentary
→ 한국 응답자 특성표
요약
[현재 개인 재정 상황] 39개국 성인 37% '근근이 먹고살 정도로 힘들다',
'돈 걱정·부족함 없이 편안하다' 28%, '편안하지도 힘들지도 않다' 32%
· '힘들다' 응답 많은 나라: 아르헨티나(78%), 라오스·칠레(64%), 파키스탄(58%)...
· '편안하다' 응답 많은 나라: 스웨덴(56%), 네덜란드, 파라과이, 독일, 핀란드...
· 고학력일수록 재정 상황 양호: 초등교육 이하 54% '힘들다', 석사 이상 44% '편안하다'
[최근 생활 형편] '이미 지출 줄여왔다' 42%, '앞으로 지출 줄일 것' 30%, '변화 계획 없다' 23%
· '이미 지출 줄였다' 많은 나라: 아르헨티나(62%), 그리스(61%), 아일랜드(60%)...
[한국] 가계 상황 인식, 다른 나라 대비 중간자적 경향
· 개인 재정 '편안하지도 힘들지도 않다' 55%, '힘들다' 29%, '편안하다' 14%
· 주관적 생활수준·월소득 낮을수록 재정난 심각, 이미 지출 줄여
조사 결과
────────────
현재 개인 재정 상황 & 최근 생활 형편
────────────
───
한국 교차집계표
──────────────────
Cost of living crisis rises impacts ability to live comfortably
──────────────────
WIN International, the world's leading association in market research and polling has published the Annual WIN World Survey - WWS 2024 - exploring the views and beliefs expressed in 33,866 surveys worldwide in 39 countries across the globe. WIN has released the latest results of the survey to uncover the findings, any improvements, or developments, made globally giving a nuanced picture of global financial comfort amidst the backdrop of rising living costs.
Living comfortably in the current financial situation
Despite the escalating cost of living, there has been a 3% increase globally in the percentage of individuals reporting that they are "living comfortably" compared to last year. Sweden is first, with 56% of respondents affirming their financial comfort.
Education emerges as a significant determinant: 54% of those with no education or only primary school education report struggling financially, whereas individuals with a Master or PhD level of education cite financial struggle at a significantly lower rate of 26%.
Regional disparities are also evident, with Europeans and individuals from the Asia-pacific region being more inclined to report "living comfortably" at 32% and 29% compared to counterparts in the Middle East (15%), the Americas (23%), and Africa (25%).
Reducing expenses to fight the cost of living
In an effort to improve their financial circumstances, many individuals have recently implemented cost-cutting measures, with a global average of 42% indicating they have trimmed expenses in the past month. Additionally, 30% express intentions to actively reduce expenses in the coming months in response to the escalating cost of living.
A positive correlation between age and expense reduction emerges, with younger individuals aged 18-24 showing less inclination to cut expenses (37%), while older generations aged 65 and above are active in expense reduction (42%). Regarding gender dynamics, men exhibit lower propensity to reduce expenses, with 26% indicating no plans for financial changes and a smaller percentage already having implemented changes (40%) compared to women (44%).
Education and employment status also influence individuals' propensity for spending adjustments. Those with higher levels of education, such as Masters or PhD holders, are most likely to perceive no need for alterations in their spending habits (32%), as are retired or disabled individuals (31%).
Vilma Scarpino,
President of WIN International Association, said:
"In the face of rising costs, there's a glimmer of financial comfort globally. Age, gender, education, and employment status all shape spending behaviors, emphasizing the need for tailored strategies to navigate financial challenges. At WIN we’re monitoring the shifts of financial comfort around the world, hoping to encourage change and support for those who need it the most."
───
한국 응답자 특성표
| 전 대륙에서 시장조사와 여론조사를 하는 글로벌 네트워크 WIN(Worldwide Independent Network of Market Research)은 매년 건강, 환경, IT 등 여러 분야 현안에 관해 다국가 조사를 하고 있습니다. WIN World Survey 2024는 2023년 12월~2024년 2월 39개국 성인을 대상으로 했습니다. 지금까지 〈성평등〉 〈건강 상태〉 〈노인과 젊은이 나이〉 〈기후변화〉 주제를 다루었고, 오늘은 가계 형편에 대한 인식을 전합니다. |
가계 형편: WIN 다국가 조사
→ 한국+세계 조사 결과 파일 다운로드(PDF)
/ 세계 조사 개요
· 2023년 12월~2024년 2월 39개국 성인 총 33,866명 전화/온라인/면접조사(주제별 참여국 상이)
/ 한국 조사 개요
· 조사기간: 2024년 1월 24~30일
· 표본추출: 사회연구패널★에서 성·연령·지역별 층화 추출
(한국갤럽이 무선전화 RDD 방식으로 구축·운영하는 확률 기반 조사패널)
· 응답방식: 모바일조사(조사대상자에게 문자메시지 발송, 자기기입식 웹조사)
· 조사대상: 전국 만 19~79세 1,029명
· 표본오차: ±3.1%포인트(95% 신뢰수준)
· 문자 발송 대비 응답 완료율: 33.4%(총 3,078명 중 1,029명)
· 의뢰처: 한국갤럽-WIN 자체 조사
/ 조사 문항(아래 순서대로 질문)
· 현재 개인 재정 상황 & 최근 생활 형편
→ 한국 교차집계표
→ (영문) WIN commentary
→ 한국 응답자 특성표
요약
[현재 개인 재정 상황] 39개국 성인 37% '근근이 먹고살 정도로 힘들다',
'돈 걱정·부족함 없이 편안하다' 28%, '편안하지도 힘들지도 않다' 32%
· '힘들다' 응답 많은 나라: 아르헨티나(78%), 라오스·칠레(64%), 파키스탄(58%)...
· '편안하다' 응답 많은 나라: 스웨덴(56%), 네덜란드, 파라과이, 독일, 핀란드...
· 고학력일수록 재정 상황 양호: 초등교육 이하 54% '힘들다', 석사 이상 44% '편안하다'
[최근 생활 형편] '이미 지출 줄여왔다' 42%, '앞으로 지출 줄일 것' 30%, '변화 계획 없다' 23%
· '이미 지출 줄였다' 많은 나라: 아르헨티나(62%), 그리스(61%), 아일랜드(60%)...
[한국] 가계 상황 인식, 다른 나라 대비 중간자적 경향
· 개인 재정 '편안하지도 힘들지도 않다' 55%, '힘들다' 29%, '편안하다' 14%
· 주관적 생활수준·월소득 낮을수록 재정난 심각, 이미 지출 줄여
조사 결과
────────────
현재 개인 재정 상황 & 최근 생활 형편
────────────
───
한국 교차집계표
──────────────────
Cost of living crisis rises impacts ability to live comfortably
──────────────────
WIN International, the world's leading association in market research and polling has published the Annual WIN World Survey - WWS 2024 - exploring the views and beliefs expressed in 33,866 surveys worldwide in 39 countries across the globe. WIN has released the latest results of the survey to uncover the findings, any improvements, or developments, made globally giving a nuanced picture of global financial comfort amidst the backdrop of rising living costs.
Living comfortably in the current financial situation
Despite the escalating cost of living, there has been a 3% increase globally in the percentage of individuals reporting that they are "living comfortably" compared to last year. Sweden is first, with 56% of respondents affirming their financial comfort.
Education emerges as a significant determinant: 54% of those with no education or only primary school education report struggling financially, whereas individuals with a Master or PhD level of education cite financial struggle at a significantly lower rate of 26%.
Regional disparities are also evident, with Europeans and individuals from the Asia-pacific region being more inclined to report "living comfortably" at 32% and 29% compared to counterparts in the Middle East (15%), the Americas (23%), and Africa (25%).
Reducing expenses to fight the cost of living
In an effort to improve their financial circumstances, many individuals have recently implemented cost-cutting measures, with a global average of 42% indicating they have trimmed expenses in the past month. Additionally, 30% express intentions to actively reduce expenses in the coming months in response to the escalating cost of living.
A positive correlation between age and expense reduction emerges, with younger individuals aged 18-24 showing less inclination to cut expenses (37%), while older generations aged 65 and above are active in expense reduction (42%). Regarding gender dynamics, men exhibit lower propensity to reduce expenses, with 26% indicating no plans for financial changes and a smaller percentage already having implemented changes (40%) compared to women (44%).
Education and employment status also influence individuals' propensity for spending adjustments. Those with higher levels of education, such as Masters or PhD holders, are most likely to perceive no need for alterations in their spending habits (32%), as are retired or disabled individuals (31%).
Vilma Scarpino,
President of WIN International Association, said:
"In the face of rising costs, there's a glimmer of financial comfort globally. Age, gender, education, and employment status all shape spending behaviors, emphasizing the need for tailored strategies to navigate financial challenges. At WIN we’re monitoring the shifts of financial comfort around the world, hoping to encourage change and support for those who need it the most."
───
한국 응답자 특성표